HIP Strategies

• Attractive income stream: Current dividend yield of about 5% from roughly 50 global firms (including ADRs), prioritized for dividend strength and high HIP Ratings.
• Sustainable and transparent: About 55% lower Scope 1+2 greenhouse-gas (GHG) emissions per revenue dollar than the WisdomTree Global High Dividend Index; plus, 100% of holdings report their Scope 1, 2, and 3 emissions.
• Global diversification: Low correlation to primary equity indices, with an r‑squared to the U.S. S&P 500 of 56% and a beta of 0.80, providing diversification across countries, currencies, and industries.
• Impactful cash flows: Focus on high HIP‑rated firms that provide essential services such as insurance, healthcare, affordable banking, telecoms, and everyday goods while improving human, social, and environmental outcomes.

The HIP Sustainable Global Dividends Portfolio is a global equity strategy investing in US‑listed stocks and ADRs of high‑dividend companies with stronger human, social, and environmental performance.

Since 2015, this portfolio seeks attractive, diversified income and long‑term capital appreciation while allocating to lower‑carbon, more transparent firms that are accountable to stakeholders.

By emphasizing resilient cash flows, disciplined balance sheets, and higher HIP Ratings, the strategy aims to deliver a competitive income stream with a more sustainable profile than traditional high‑dividend benchmarks.

Why Sustainable Global Dividends?

Dividend‑paying companies can offer tangible, recurring cash returns that help smooth volatility and support long‑term wealth building. When combined with rigorous ESG and impact analysis from HIP, dividend investing also can channel capital toward firms whose business models are better aligned with a more inclusive, low‑carbon economy.

Conventional high‑dividend strategies often concentrate in carbon‑intensive or weak‑governance sectors and may be slow to adapt to climate, social, or regulatory risks.

HIP Global Dividends goes beyond yield alone by favoring companies with stronger disclosure, more responsible practices, and products and services that support real‑world resilience such as financial inclusion, health, climate‑risk protection, and digital access.

Investment Universe And Process

The portfolio invests in US‑listed global firms and ADRs with meaningful dividend yields, focusing on large and mid‑cap companies with sufficient liquidity and established payout histories. This HIP Portfolio excludes or underweights firms with severe controversies or persistently negative human, social, or environmental impact so that income is sourced from businesses better aligned with long‑term sustainability.

All candidates must pass a forward‑yield hurdle to enter the eligible universe, and each company is then evaluated using HIP’s Human Impact + Profit (HIP) Ratings, which translate environmental, social, and governance performance—and core impact themes—into a comparable score out of 100.

Metrics include carbon‑emissions intensity, GHG‑reporting transparency, employee and supply‑chain practices, product impact, governance quality, and alignment with global sustainability goals.

Eligible holdings are weighted by their HIP Rating rather than market capitalization alone, emphasizing companies that combine attractive income with higher impact scores. This process results in a diversified portfolio of about 50 holdings that balances yield, HIP Rating, region, and sector, and is reviewed and rebalanced quarterly, with an annual reconstitution, to reflect updated financials, HIP Ratings, and risk assessments.

Positive Impact From Data-Driven Results

HIP Global Dividends pursues dividend income with a smaller environmental footprint and greater transparency. The HIP holdings collectively have roughly 55% lower Scope 1+2 greenhouse-gas (GHG) emissions per million dollars of revenue than the WisdomTree Global High Dividend Index.

Currently, all portfolio firms currently report Scope 1, 2, and 3 emissions, unlike the benchmark where a notable share of constituents do not report at least one scope, enabling more accurate risk analysis.

A large share of the HIP portfolio is invested in businesses that provide core services to society—banking, insurance, healthcare, telecoms, and staples—rather than highly speculative or extractive models.

HIP Ratings reflect how each firm affects customers, workers, communities, and the environment, so higher‑rated companies tend to have stronger stakeholder practices, more thoughtful governance, and products that improve quality of life.

What The Companies Do In The Real World

Retirement and savings products provide financial security for millions of households, offered by firms like Legal & General, Aviva, and Aegon.

Affordable banking and digital financial services help individuals and small businesses grow, supported by banks such as Intesa Sanpaolo, BNP Paribas, DNB, NatWest, ABSA, Standard Bank, Nedbank, Oversea‑Chinese Banking, PT Bank Central Asia, and PT Bank Rakyat Indonesia.

Insurance against climate‑driven storms, floods, and other shocks helps communities recover faster, underwritten by insurers including AXA, Allianz, Swiss Re, QBE Insurance, Insurance Australia Group, and Gjensidige.

Access to high‑speed mobile and broadband enables education, telehealth, and entrepreneurship, delivered by telecom and connectivity providers like Telefonica, Telstra, Verizon, Telenor, Vodacom, Elisa, Tele2, and United Microelectronics.

These and other holdings generate the dividends that power the portfolio’s income while helping households, businesses, and communities become more resilient.

Role In A Sustainable Portfolio

HIP Global Dividends can serve as a core or satellite allocation for investors seeking a global equity income sleeve intentionally aligned with ESG and impact objectives.

This HIP Portfolio provides diversification away from purely US‑centric dividend strategies and toward a broader range of currencies, regulatory regimes, and business models.

Investors gain exposure to companies whose revenues are tied to essential services and long‑term demographic and sustainability trends, rather than short‑cycle speculation.

Because the portfolio is constructed through HIP Ratings, each holding’s contribution to climate, social, and governance objectives is explicit, making the strategy a natural complement to thematic allocations like HIP Climate Solutions or HIP Sustainable Real Estate in a holistic, impact‑aware equity portfolio

How To Invest

HIP Global Dividends is an investment strategy offered by HIP Investor Inc. to investors, advisors, wealth managers, and institutional investors.

Available to everyday investors, advisors and wealth managers on the Schwab platform, and to investors and advisors on Goldman Sachs FOLIOfn’s Model Manager Exchange, Altruist's Model Marketplace and GeoWealth.

Advisers and institutions can license the strategy as a stand‑alone sleeve or as part of a broader sustainable multi‑asset solution.

Individual investors can work with HIP and partnering advisers to integrate the portfolio alongside other HIP strategies, calibrating allocations to their specific objectives, time horizons, and risk tolerance.

HIP helps investment advisers and wealth managers serve their clients’ life and financial goals – and build a better world – through information, portfolios and education services.

To explore investing in or licensing the HIP Global Dividends Portfolio, or to discuss how it can complement your existing allocations, please contact BeMoreHIP@HIPinvestor.com or your HIP representative.